Saturday, September 29, 2012

Identity Fraud in a Virtual World

This post brought to you by LifeLock Linkedin. All opinions are 100% mine.
Identity theft is one of the fastest increasing crimes in the world at this time and, with growing technologies, it is becoming significantly more prevalent. Identity theft shows no signs of slowing down. In fact, lots of state and federal law enforcement agencies are predicting that the issue will get worse prior to it gets greater. It has been stated that identity theft is the largest white collar crime in the history of the United States.

Basically, identity theft is an issue that takes place on a regular basis. Imagine that you are going around your day and doing your work if you obtain a call from a collection agent saying that you owe money. You don't recall ever having taken this specific loan nonetheless right now you're liable. Imagine that you simply have put all of your saving into your bank account and your most recent statement show that lots of your savings have been spent. Ironically, you haven't spent the cash, so exactly where did it go? If this has ever happened to you then you have got been the victim of identity fraud. Identity fraud has become a serious crime and needs to be combated.
Every day on the news there is a new story about an individual who has lost their identity to identity thieves. Most people are rightly concerned around protecting their identities. A stolen identity can mean the difference among succeeding in life and having your life taken away from you. If your identity is stolen, then it really is pretty much impossible to generate any purchases because your credit is ruined. So in the new world of digital transactions and identity theft, what could be done to guard your identity? Identity theft protection is one of the various crucial points that you can actually do, specially in this day and age when everyone is putting their private information online and shopping on the internet frequently.
Why identity protection is important?
  • Households earning $100k + per year have the highest identity fraud rate at 7.4%
  • The average cost per person of having identities stolen is $1,513
  • 11.6 million adults were victims of identity fraud in 2011 and a total of $18 billion was lost.
For your information, the social media/ smartphone users that have experience identity fraud has increased. There are estimated that 6.6% of victims are smartphone owners, 6.8% of victims are social media users who click on the applications, 8.2% of victims are social media users who have “checked in” using their smartphone GPS and 10.1% of victims are LinkedIn users.
Identity theft protection services have been around for the last few years, throughout which time, their aggressive advertising campaigns have raised awareness about a crime that has in fact swept across the U.S. at a rapid pace. There are a lot of organizations that claim to deliver identity theft protection services. Most of these organizations are legitimate companies, having said that a couple of scam organizations have made individuals wary of trusting even the organization that is supposed to be protecting your name.
You can decrease having your identity stolen by subscribing to an identity protection service that may help you take the critical steps to guard your personal information. Because of the frequent identity theft occurring in the U.S. and around the world, lots of ID protection service businesses have sprung-up to guard buyers. We've done our research into every major identity theft protection service out there, including Identity Guard, Trusted ID, Protect My Id, and yes, a lot of research on Lifelock as well.  Let’s look at what Lifelock really offers you for the money and how it compares to some of the other services.
AmeliaIZEA | skitch.com
LifeLock is in the business of providing their customers with what they known as relentless protection. The professionals at LifeLock not only safeguard their customer’s identities from being stolen, they work with them to repair any damage that is done if they discover themselves to be victims of identity theft. They work with the most top companies in the credit card industry to understand and figure out any charges that look suspicious.
Check out video below about Lifelock reviews and testimonials from real users:

So what can you do to help stay clear of identity theft? LifeLock suggests you start out together with your passwords. How hack-friendly is your password? Check it out: If you could have 6 characters inside your password with no symbols, it only takes an expert .000224 seconds to figure it out! If you have got 10 characters and 1 symbol, it takes as much as 20 days for an expert to break in.
One of the factors that so many people decide to subscribe for LifeLock is because of their awesome guarantee. Basically, a person who purchases their protection will find that the organization offers $1 million to cover any costs associated with undoing the damage of identity theft. Anyone who has ever had to deal with the headaches that come from having their identity stolen understands not merely how time-consuming it can be, on the other hand also how pricey it can be. LifeLock is so sure of their ability to safeguard their customer’s identity that they offer such a huge sum of cash mainly because they realize you will no need it.
LifeLock not only monitors your identity safety, it also scans for identity thefts, notifies you when some thing is identified and responds accordingly. Plus, they are able to track your credit score too. If you want to know any further details about their wonderful services or maybe laerning more about identity safety,  be sure to check out LifeLock on Linkedin .  I reallylove to hear yourthought about how you think LifeLock could help protect your identity!

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Kenyan Web Host said...

Identity theft is a big problem nowadays. We should be aware of who we share our private information with.